{"id":1744,"date":"2025-11-19T18:04:14","date_gmt":"2025-11-19T17:04:14","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=1744"},"modified":"2025-11-19T18:04:14","modified_gmt":"2025-11-19T17:04:14","slug":"justice-un-homme-poursuit-coris-bank-et-reclame-30-millions-de-fcfa","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=1744","title":{"rendered":"Justice: un homme poursuit Coris Bank et r\u00e9clame 30 millions de FCFA\u00a0"},"content":{"rendered":"<p><strong>F\u00e9licien Hoinssou, un citoyen b\u00e9ninois, a d\u00e9cid\u00e9 de porter plainte contre Coris Bank Internationale. Il accuse la banque de lui avoir pris ses deux maisons sans respecter les r\u00e8gles, et r\u00e9clame 30 millions de francs CFA en compensation.<\/strong><\/p>\n<p>\u200eDes informations rapport\u00e9es par nos confr\u00e8res de \u00ab\u00a0L&rsquo;investigateur\u00a0\u00bb, les faits ont commenc\u00e9 en mars 2022. L&rsquo;ann\u00e9e o\u00f9 le sieur F\u00e9licien obtient un pr\u00eat de 100 millions FCFA aupr\u00e8s de Coris Bank, mais il n&rsquo;a re\u00e7u que 90 millions. Pour garantir le remboursement, il a mis en hypoth\u00e8que deux de ses maisons situ\u00e9es \u00e0 S\u00e8m\u00e8-Podji et Tokp\u00e9gb\u00e9, estim\u00e9es \u00e0 154 millions FCFA. Mais les choses ne se sont pas pass\u00e9es comme pr\u00e9vue. \u00c0 la fermeture de son compte, il doit encore 76 millions FCFA \u00e0 la banque.<\/p>\n<p>En difficult\u00e9s financi\u00e8res, il accepte de c\u00e9der ses maisons \u00e0 la banque par un acte appel\u00e9 \u00abdation en paiement\u00bb, avec la possibilit\u00e9 de les racheter dans les deux ans. Cependant, il affirme n&rsquo;avoir jamais re\u00e7u une copie des actes notari\u00e9s sign\u00e9s en mars et juillet 2024. Et pourtant, en ao\u00fbt 2025, un huissier lui remet un ordre de d\u00e9guerpir. Allant plus loin, la banque a inform\u00e9 un locataire d\u2019une de ses maisons qu\u2019elle est d\u00e9sormais propri\u00e9taire et exige que les loyers lui soient vers\u00e9s. Pour F\u00e9licien, c\u2019est une injustice. Il estime que la banque a agi de mauvaise foi et viol\u00e9 plusieurs r\u00e8gles du droit OHADA sur les s\u00fbret\u00e9s. Il souligne notamment que la dation en paiement n\u2019\u00e9tait pas pr\u00e9vue dans le contrat initial de pr\u00eat, qu\u2019aucune nouvelle expertise n\u2019a \u00e9t\u00e9 r\u00e9alis\u00e9e pour \u00e9valuer la valeur r\u00e9elle des maisons avant la cession, et que la clause stipulant qu\u2019aucune compensation ne serait vers\u00e9e est ill\u00e9gale, puisque la valeur des maisons d\u00e9passe largement le montant de la dette. \u200eLa banque ne s\u2019est pas pr\u00e9sent\u00e9e \u00e0 l\u2019audience. Le Tribunal de Commerce de Cotonou a donc statu\u00e9 en son absence. Dans sa d\u00e9cision rendue le 7 novembre 2025, le juge a reconnu plusieurs fautes graves. Il a notamment rappel\u00e9 que la banque n\u2019avait pas le droit de s\u2019approprier la r\u00e9sidence principale de F\u00e9licien, celle de Tokp\u00e9gb\u00e9, ce qui constitue une violation de l\u2019article 198 du droit OHADA. De plus, les actes de dation en paiement ont \u00e9t\u00e9 jug\u00e9s nuls car contraires aux articles 199 et 200 du m\u00eame texte. M\u00eame si le tribunal reconna\u00eet que la banque a mal agi, il refuse de forcer Coris Bank \u00e0 rendre les maisons ou \u00e0 payer les 30 millions FCFA demand\u00e9s par F\u00e9licien. En revanche, la banque est condamn\u00e9e \u00e0 payer les frais de justice. Cette d\u00e9cision peut encore faire l\u2019objet d\u2019un appel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>F\u00e9licien Hoinssou, un citoyen b\u00e9ninois, a d\u00e9cid\u00e9 de porter plainte contre Coris Bank Internationale. Il<\/p>\n","protected":false},"author":2,"featured_media":1743,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[244],"tags":[1307,1308,1309,341,1310],"class_list":["post-1744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-droits-de-lhomme-benin-droits-des-enfants-benin-droits-civils-politiques-benin","tag-1307","tag-coris-bank","tag-injustice","tag-justice","tag-pret"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Justice: un homme poursuit Coris Bank et r\u00e9clame 30 millions de FCFA\u00a0 - Oxyg\u00e8ne<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redaction.oxygene-benin.bj\/?p=1744\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Justice: un homme poursuit Coris Bank et r\u00e9clame 30 millions de FCFA\u00a0 - Oxyg\u00e8ne\" \/>\n<meta property=\"og:description\" content=\"F\u00e9licien Hoinssou, un citoyen b\u00e9ninois, a d\u00e9cid\u00e9 de porter plainte contre Coris Bank Internationale. 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