{"id":2430,"date":"2025-10-04T15:05:39","date_gmt":"2025-10-04T13:05:39","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=2430"},"modified":"2025-10-04T15:05:39","modified_gmt":"2025-10-04T13:05:39","slug":"lancement-de-la-plateforme-interoperable-d-systeme-de-payement-instantanela-bceao-connecte-toute-luemoa","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=2430","title":{"rendered":"Lancement de la Plateforme Interop\u00e9rable du Syst\u00e8me de Payement Instantan\u00e9:La BCEAO connecte toute l\u2019UEMOA"},"content":{"rendered":"<p>La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest a lanc\u00e9 officiellement, le mardi 30 septembre 2025, la Plateforme Interop\u00e9rable du Syst\u00e8me de Paiement Instantan\u00e9 (PI-SPI). Accessible 24h\/24 et 7j\/7, cette plateforme permet d\u00e9sormais \u00e0 tout citoyen de transf\u00e9rer de l\u2019argent en quelques secondes, quel que soit son type de compte ou son institution financi\u00e8re.<br \/>\n\u200e<br \/>\n\u200eLa c\u00e9r\u00e9monie de lancement s\u2019est tenue simultan\u00e9ment \u00e0 Dakar et \u00e0 Cotonou, en pr\u00e9sence du ministre s\u00e9n\u00e9galais des Finances, Cheikh Diba, et du gouverneur de la BCEAO, Jean-Claude Kassi Brou. Dans son intervention, ce dernier a soulign\u00e9 l\u2019importance strat\u00e9gique de cette innovation. \u00abPI-SPI efface les fronti\u00e8res entre banques, institutions de microfinance, \u00e9tablissements de monnaie \u00e9lectronique et de paiement, afin que chacun puisse envoyer ou recevoir de l\u2019argent, simplement, \u00e0 tout moment\u00bb a-t-il d\u00e9clar\u00e9. Concr\u00e8tement, PI-SPI permet \u00e0 45 \u00e9tablissements financiers (banques, structures de microfinance, \u00e9metteurs de monnaie \u00e9lectronique) de faire des transactions interconnect\u00e9es, en temps r\u00e9el. Le syst\u00e8me est con\u00e7u pour \u00eatre simple, s\u00e9curis\u00e9 et accessible \u00e0 tous. Selon la BCEAO, cette plateforme vise \u00e0 \u00abrenforcer l\u2019inclusion financi\u00e8re, faciliter les \u00e9changes \u00e9conomiques et soutenir l\u2019int\u00e9gration r\u00e9gionale\u00bb.<br \/>\n\u200e<br \/>\n\u200ePour le gouverneur Jean-Claude Kassi Brou, ce projet est de port\u00e9e sociale et \u00e9conomique. Il a affirm\u00e9 que: \u00abCette infrastructure r\u00e9gionale de paiement est au service des populations et du d\u00e9veloppement durable des \u00e9conomies de l\u2019Union\u00bb. Il s\u2019agit donc d\u2019un outil qui r\u00e9pond aux besoins concrets des citoyens, des commer\u00e7ants, des entreprises et des institutions publiques. Le ministre Cheikh Diba, de son c\u00f4t\u00e9, a salu\u00e9 une \u00abavanc\u00e9e d\u00e9cisive dans la modernisation des syst\u00e8mes de paiement\u00bb. A cela, il ajoute que PI-SPI \u00abpermettra de fluidifier les \u00e9changes et de r\u00e9duire les d\u00e9lais de transaction, ce qui est essentiel pour la comp\u00e9titivit\u00e9 de nos \u00e9conomies\u00bb. La BCEAO confirme ainsi sa volont\u00e9 de devenir une banque centrale innovante, capable de r\u00e9pondre aux d\u00e9fis technologiques et \u00e9conomiques de la zone UEMOA.<br \/>\n\u200e<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest a lanc\u00e9 officiellement, le mardi 30<\/p>\n","protected":false},"author":2,"featured_media":2428,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[740,1980,743,1981],"class_list":["post-2430","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-bceao","tag-payment-dans-luemoa","tag-pi-spi","tag-plateforme-interoperable-du-systeme-de-paiement-instantane"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lancement de la Plateforme Interop\u00e9rable du Syst\u00e8me de Payement Instantan\u00e9:La BCEAO connecte toute l\u2019UEMOA - 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