{"id":2442,"date":"2025-10-03T14:20:26","date_gmt":"2025-10-03T12:20:26","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=2442"},"modified":"2025-10-03T14:20:26","modified_gmt":"2025-10-03T12:20:26","slug":"microcredit-alafia-la-phase-3-lancee","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=2442","title":{"rendered":"Microcr\u00e9dit Alafia: La phase 3 lanc\u00e9e"},"content":{"rendered":"<p><strong>\u00c0 Parakou, ce jeudi 02 octobre 2025, le gouvernement b\u00e9ninois a lanc\u00e9 la phase 3 du Microcr\u00e9dit Alafia. Le montant maximum accord\u00e9, pour cette phase, passe de 100 000 \u00e0 200 000 FCFA. Une bonne nouvelle pour les petits commer\u00e7ants et artisans, qui voient leurs possibilit\u00e9s de financement s\u2019\u00e9largir.<\/strong><\/p>\n<p>\u200eLa ministre des Affaires Sociales et de la Microfinance, V\u00e9ronique Tognifod\u00e9, a pr\u00e9sid\u00e9 la c\u00e9r\u00e9monie \u00e0 la Place Tab\u00e9ra, entour\u00e9e de plusieurs personnalit\u00e9s politiques et administratives. Une forte mobilisation de femmes, principales b\u00e9n\u00e9ficiaires du programme, a \u00e9t\u00e9 enregistr\u00e9e.<\/p>\n<p>\u200ePour cette phase, les conditions d\u2019acc\u00e8s ont \u00e9t\u00e9 simplifi\u00e9es. Les frais de retrait et de remboursement sont d\u00e9sormais gratuits, pris en charge par l\u2019\u00c9tat. La prime d\u2019assurance a \u00e9t\u00e9 revue \u00e0 la baisse, passant de 1,2 % \u00e0 0,35 %. Le cr\u00e9dit est accessible par paliers: 125 000, 150 000, 175 000 ou 200 000 FCFA, selon le profil du demandeur.<\/p>\n<p>\u200eNotons que depuis le lancement du programme, pr\u00e8s de 800 000 personnes ont \u00e9t\u00e9 soutenues, dont une majorit\u00e9 de femmes. Plus de 49 milliards de FCFA ont \u00e9t\u00e9 inject\u00e9s dans l\u2019\u00e9conomie locale. Pour le gouvernement, ce cr\u00e9dit n\u2019est plus un outil politique, mais un appui concret pour les populations vuln\u00e9rables. Le maire de Parakou et les \u00e9lus locaux ont promis un suivi rigoureux pour garantir le bon usage des fonds. Les b\u00e9n\u00e9ficiaires, eux, esp\u00e8rent que cette nouvelle phase leur permettra de renforcer leurs activit\u00e9s et de sortir durablement de la pr\u00e9carit\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c0 Parakou, ce jeudi 02 octobre 2025, le gouvernement b\u00e9ninois a lanc\u00e9 la phase 3<\/p>\n","protected":false},"author":2,"featured_media":2441,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[231],"tags":[1987,1988,1989,1990],"class_list":["post-2442","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-au-benin-en-afrique","tag-200-000fcfa","tag-microcredit-alafia","tag-phase-3","tag-veronique-tognifode"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Microcr\u00e9dit Alafia: La phase 3 lanc\u00e9e - Oxyg\u00e8ne<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redaction.oxygene-benin.bj\/?p=2442\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Microcr\u00e9dit Alafia: La phase 3 lanc\u00e9e - 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