{"id":4257,"date":"2025-06-27T08:09:37","date_gmt":"2025-06-27T06:09:37","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=4257"},"modified":"2025-06-27T08:09:37","modified_gmt":"2025-06-27T06:09:37","slug":"activite-economique-au-sein-de-luemoa-le-benin-enregistre-une-progression-de-66-du-pib-reel-au-premier-trimestre-2025","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=4257","title":{"rendered":"Activit\u00e9 \u00e9conomique au sein de l\u2019UEMOA: le B\u00e9nin enregistre une progression de 6,6% du PIB r\u00e9el au premier trimestre 2025"},"content":{"rendered":"

La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest (BCEAO) a tenu le mercredi, 25 juin 2025, dans ses locaux \u00e0 Cotonou, la deuxi\u00e8me r\u00e9union trimestrielle de concertation entre le Directeur National et les Directeurs G\u00e9n\u00e9raux des \u00e9tablissements de cr\u00e9dit du B\u00e9nin, au titre de l\u2019ann\u00e9e 2025. Cette rencontre a permis d\u2019aborder des questions cl\u00e9s li\u00e9es \u00e0 la conjoncture \u00e9conomique nationale et r\u00e9gionale, \u00e0 la situation du secteur bancaire, \u00e0 la campagne cotonni\u00e8re en cours, ainsi qu\u2019au rapatriement des recettes d\u2019exportation.<\/strong><\/em><\/p>\n

Les \u00e9changes ont d\u2019abord port\u00e9 sur les derni\u00e8res \u00e9volutions de l\u2019\u00e9conomie au sein de l\u2019Union Mon\u00e9taire Ouest Africaine (UMOA) et du B\u00e9nin. Il en ressort que, malgr\u00e9 un environnement international encore marqu\u00e9 par des tensions g\u00e9opolitiques et commerciales, la croissance \u00e9conomique reste robuste dans la sous-r\u00e9gion. Le PIB de l\u2019UEMOA a enregistr\u00e9 une hausse de 7,1 % au premier trimestre 2025, tandis que l\u2019inflation a poursuivi sa tendance baissi\u00e8re pour atteindre 2,3 %. Au niveau national, le B\u00e9nin a connu une croissance de 6,6 % au premier trimestre, avec des pr\u00e9visions optimistes de 7,5 % pour l\u2019ensemble de l\u2019ann\u00e9e. L\u2019inflation, ma\u00eetris\u00e9e, est ressortie \u00e0 1,2 % en avril 2025, en partie gr\u00e2ce aux efforts conjoints de l\u2019\u00c9tat et de la BCEAO. Le Directeur National de la BCEAO, Emmanuel ASSILAMEHOO a pr\u00e9cis\u00e9 que, dans ce contexte favorable, le Comit\u00e9 de Politique Mon\u00e9taire de la BCEAO a d\u00e9cid\u00e9, le 4 juin dernier, de baisser de 25 points de base ses taux directeurs, en vigueur depuis le 16 juin. Le principal taux est d\u00e9sormais de 3,25 %, et le guichet de pr\u00eat marginal passe \u00e0 5,25 %. Cette politique mon\u00e9taire a permis de soutenir un secteur bancaire b\u00e9ninois en pleine expansion. Au 31 mars 2025, le total bilan des banques s\u2019\u00e9tablissait \u00e0 7.139,6 milliards de FCFA, en hausse de 2,5 % par rapport \u00e0 fin 2024. L\u2019encours des cr\u00e9dits nets a, lui, progress\u00e9 de 4,3 %; ce qui t\u00e9moigne du dynamisme du cr\u00e9dit \u00e0 l\u2019\u00e9conomie. Il faut noter que la qualit\u00e9 du portefeuille bancaire s\u2019am\u00e9liore \u00e9galement, avec une baisse du taux brut de d\u00e9gradation \u00e0 3,65 % contre 4,0 % fin d\u00e9cembre 2024.<\/em><\/p>\n

Malgr\u00e9 ces performances globalement positives, le Directeur National de la BECAO et Directeurs G\u00e9n\u00e9raux des \u00e9tablissements de cr\u00e9dit ont mis en lumi\u00e8re certaines vuln\u00e9rabilit\u00e9s. La liquidit\u00e9 du secteur bancaire, bien qu\u2019en conformit\u00e9 avec les normes (109,5 % contre un minimum requis de 75 %), demeure fragile en raison d\u2019un d\u00e9ficit structurel de tr\u00e9sorerie. Celui-ci est attribu\u00e9 \u00e0 un d\u00e9s\u00e9quilibre croissant entre les emplois et les ressources bancaires, aggrav\u00e9 par un recours aux ressources \u00e0 court terme pour financer des emplois \u00e0 long terme. Les banques ont \u00e9t\u00e9 appel\u00e9es \u00e0 renforcer leurs fonds propres et \u00e0 am\u00e9liorer leur gestion actif-passif, afin d\u2019assurer un \u00e9quilibre durable.<\/p>\n

U<\/strong>n financement bancaire soutenu pour la campagne cotonni\u00e8re<\/strong><\/p>\n

Concernant la campagne 2024-2025 de commercialisation du coton graine, l\u2019Association Professionnelle des Banques et \u00c9tablissements Financiers du B\u00e9nin (APBEF-B\u00e9nin) a pr\u00e9sent\u00e9 un bilan satisfaisant. Avec une production estim\u00e9e \u00e0 640.000 tonnes, les concours bancaires ont atteint 241,8 milliards de FCFA. Aucune difficult\u00e9 de remboursement n\u2019est anticip\u00e9e par les banques, selon le Pr\u00e9sident l\u2019Association Professionnelle des Banques et Etablissements Financiers du B\u00e9nin (APBEF-B\u00e9nin), Jean-Jacques GOLOU. Par ailleurs, les participants sont revenus au cours de cette deuxi\u00e8me rencontre sur le rapatriement des recettes d\u2019exportation. Sur le sujet, des efforts sont encore \u00e0 redoubler. Un d\u00e9faut cumul\u00e9 de 61,3 milliards FCFA est enregistr\u00e9 sur les ann\u00e9es 2023, 2024 et le premier trimestre 2025. Il a \u00e9t\u00e9 rappel\u00e9 aux banques leur r\u00f4le dans le respect de la r\u00e9glementation communautaire en la mati\u00e8re et les ont invit\u00e9es \u00e0 sensibiliser davantage les op\u00e9rateurs \u00e9conomiques. Le Directeur National a soulign\u00e9 l\u2019importance de d\u00e9finir de nouveaux m\u00e9canismes pour contraindre les exportateurs \u00e0 rapatrier les recettes.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

La Banque Centrale des \u00c9tats de l\u2019Afrique de l\u2019Ouest (BCEAO) a tenu le mercredi, 25<\/p>\n","protected":false},"author":2,"featured_media":4256,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[3667,740,741,742],"class_list":["post-4257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-apbef-benin","tag-bceao","tag-emmanuel-assilamehoo","tag-jean-jacques-golou"],"yoast_head":"\nActivit\u00e9 \u00e9conomique au sein de l\u2019UEMOA: le B\u00e9nin enregistre une progression de 6,6% du PIB r\u00e9el au premier trimestre 2025 - Oxyg\u00e8ne<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redaction.oxygene-benin.bj\/?p=4257\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Activit\u00e9 \u00e9conomique au sein de l\u2019UEMOA: le B\u00e9nin enregistre une progression de 6,6% du PIB r\u00e9el au premier trimestre 2025 - 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