{"id":8481,"date":"2024-09-26T04:39:41","date_gmt":"2024-09-26T02:39:41","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=8481"},"modified":"2024-09-26T04:39:41","modified_gmt":"2024-09-26T02:39:41","slug":"3e-reunion-trimestrielle-de-la-bceao-avec-les-apbef-les-principales-evolutions-de-la-loi-sur-le-blanchiment-des-capitaux-et-le-financement-du-terrorisme-exposees","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=8481","title":{"rendered":"3\u00e8 r\u00e9union trimestrielle de la BCEAO avec les APBEF: les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme expos\u00e9es"},"content":{"rendered":"<p><em><strong>La Direction nationale de la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest a tenu, mardi 24 septembre 2024, sa troisi\u00e8me r\u00e9union trimestrielle au titre de l\u2019ann\u00e9e 2024, avec l\u2019APBEF. Plusieurs points ont \u00e9t\u00e9 scrut\u00e9s au cours de la rencontre. Au nombre de ceux-ci\u00b8 il y a l&rsquo;examen des faits saillants du rapport 2023 de la Commission Bancaire de l&rsquo;UMOA, l&rsquo;expos\u00e9 sur les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme et de la prolif\u00e9ration des armes de destruction massive et le compte rendu des r\u00e9centes d\u00e9cisions du Comit\u00e9 de Politique Mon\u00e9taire de la BCEAO.<\/strong><\/em><\/p>\n<p>Au cours de la 3\u00e8 trimestrielle entre la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest (BCEAO) et l\u2019Association Professionnelle des Banques et Etablissements Financiers du B\u00e9nin (APBEF-B\u00e9nin), une pr\u00e9sentation a \u00e9t\u00e9 faite sur les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme et de la prolif\u00e9ration des armes de destruction massive. En effet, les participants sont inform\u00e9s des insuffisances relev\u00e9es dans l&rsquo;ancienne loi uniforme ayant conduit \u00e0 sa relecture. Parlant d\u2019insuffisances, on peut citer les faiblesses identifi\u00e9es en mati\u00e8re d&rsquo;efficacit\u00e9 du dispositif de LBC\/FT, des non conformit\u00e9s techniques, des \u00e9volutions des normes internationales en la mati\u00e8re, des \u00e9volutions des activit\u00e9s et des acteurs (apparition des Fintech, cryptoactifs) et de la clarification de certaines dispositions existantes (personnes politiquement expos\u00e9es). Cette nouvelle loi contient 18 innovations selon le Directeur National, M. Emmanuel ASSILAMEHOO.<\/p>\n<p>La structure du nouveau texte a \u00e9galement \u00e9volu\u00e9 de 115 \u00e0 207 articles. \u00ab\u00a0L&rsquo;intitul\u00e9 de la loi, la revue du champ d&rsquo;application, les \u00e9valuations des risques, les obligations des institutions financi\u00e8res, la formalisation du r\u00f4le de la Cellule Nationale de Traitement des Informations Financi\u00e8res (CENTIF) dans les \u00e9valuations des risques, etc. sont autant de modifications apport\u00e9es au nouveau texte promulgu\u00e9 le 20 f\u00e9vrier 2024\u00a0\u00bb, a fait noter le DN\/BCEAO.<br \/>\nEn ce qui concerne le rapport 2023 de la Commission Bancaire de l&rsquo;UMOA, il ressort que l&rsquo;activit\u00e9 bancaire dans l&rsquo;Union est rest\u00e9e soutenue dans son ensemble, malgr\u00e9 les contraintes li\u00e9es aux tensions inflationnistes. Les indicateurs du secteur ont connu une hausse avec une consolidation du bilan et les ressources mobilis\u00e9es et les emplois. Aussi, a-t-on not\u00e9 en terme des r\u00e9sultats de l\u2019exercice une progression au niveau de tous les Etats de l&rsquo;Union et la plupart des \u00e9tablissements de cr\u00e9dit sont en r\u00e8gle vis-\u00e0-vis des normes prudentielles en vigueur.<\/p>\n<p>Par ailleurs, il a \u00e9t\u00e9 enregistr\u00e9 le d\u00e9ficit de tr\u00e9sorerie propre du syst\u00e8me bancaire r\u00e9gional qui s&rsquo;est sensiblement creus\u00e9. Cela passe de -4.938,9 mds en 2022 \u00e0 -5.957,1 mds en 2023 \u00e0 cause du d\u00e9s\u00e9quilibre entre les ressources et les emplois des banques.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Direction nationale de la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest a tenu,<\/p>\n","protected":false},"author":2,"featured_media":8482,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[6335,740,5067,741,742],"class_list":["post-8481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-apbef","tag-bceao","tag-directeur-national-bceao","tag-emmanuel-assilamehoo","tag-jean-jacques-golou"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3\u00e8 r\u00e9union trimestrielle de la BCEAO avec les APBEF: les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme expos\u00e9es - Oxyg\u00e8ne<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3\u00e8 r\u00e9union trimestrielle de la BCEAO avec les APBEF: les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme expos\u00e9es - Oxyg\u00e8ne\" \/>\n<meta property=\"og:description\" content=\"La Direction nationale de la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest a tenu,\" \/>\n<meta property=\"og:url\" content=\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\" \/>\n<meta property=\"og:site_name\" content=\"Oxyg\u00e8ne\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-26T02:39:41+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481#article\",\"isPartOf\":{\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"3\u00e8 r\u00e9union trimestrielle de la BCEAO avec les APBEF: les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme expos\u00e9es\",\"datePublished\":\"2024-09-26T02:39:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\"},\"wordCount\":512,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/#organization\"},\"image\":{\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481#primaryimage\"},\"thumbnailUrl\":\"https:\/\/redaction.oxygene-benin.bj\/wp-content\/uploads\/2024\/09\/IMG_20240924_113852-scaled-1.jpg\",\"keywords\":[\"APBEF\",\"BCEAO\",\"Directeur National BCEAO.\",\"Emmanuel Assilamehoo\",\"Jean Jacques Golou.\"],\"articleSection\":[\"Economie\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/redaction.oxygene-benin.bj\/?p=8481#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\",\"url\":\"https:\/\/redaction.oxygene-benin.bj\/?p=8481\",\"name\":\"3\u00e8 r\u00e9union trimestrielle de la BCEAO avec les APBEF: les principales \u00e9volutions de la loi sur le blanchiment des capitaux et le financement du terrorisme expos\u00e9es - 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