{"id":9731,"date":"2024-06-27T07:22:35","date_gmt":"2024-06-27T05:22:35","guid":{"rendered":"https:\/\/redaction.oxygene-benin.bj\/?p=9731"},"modified":"2024-06-27T07:22:35","modified_gmt":"2024-06-27T05:22:35","slug":"2e-reunion-trimestrielle-de-la-bceao-avec-les-dg-detablissements-de-credits-la-nouvelle-loi-portant-reglementation-bancaire-au-benin-passee-au-scanner","status":"publish","type":"post","link":"https:\/\/redaction.oxygene-benin.bj\/?p=9731","title":{"rendered":"2\u00e8 r\u00e9union trimestrielle de la BCEAO avec les DG d\u2019\u00e9tablissements de cr\u00e9dits: La nouvelle Loi portant r\u00e9glementation bancaire au B\u00e9nin pass\u00e9e au scanner"},"content":{"rendered":"<p><em><strong><span style=\"font-size: 14px\">Au cours de la 2\u00e8 r\u00e9union trimestrielle de concertation entre le Directeur National de la BCEAO et les Directeurs G\u00e9n\u00e9raux d&rsquo;\u00e9tablissements de cr\u00e9dit, le mardi 25 juin 2024, les principales \u00e9volutions de la nouvelle loi portant r\u00e9glementation bancaire ont \u00e9t\u00e9 largement discut\u00e9es. La mise en application de cette loi devrait permettre de relever trois d\u00e9fis.<\/span><\/strong><\/em><\/p>\n<p>\u270d\ufe0f<em><strong> Joseph-Martin HOUNKPE<\/strong><\/em><\/p>\n<p>En attendant la promulgation de la nouvelle loi portant r\u00e9glementation bancaire, la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest a d\u00e9cid\u00e9 d\u2019en discuter au cours de la rencontre du mardi dernier avec les Directeurs G\u00e9n\u00e9raux d\u2019\u00e9tablissements financiers. En effet, cette nouvelle loi a \u00e9t\u00e9 vot\u00e9e le 29 avril 2024. La Direction Nationale de la BCEAO a lev\u00e9 un coin de voile sur les motifs de la r\u00e9vision de ladite Loi, de la d\u00e9marche m\u00e9thodologique qui a sous-tendu son \u00e9laboration ainsi que de ses principales innovations afin que les participants en saisissent la pertinence. A l\u2019occasion du point de presse qui a sanctionn\u00e9 cette traditionnelle rencontre\u00b8 M. Emmanuel ASSILAHEHOO a fait savoir qu\u2019au regard des mutations intervenues dans l&rsquo;environnement bancaire r\u00e9gional, de l&rsquo;impact du d\u00e9veloppement des nouvelles technologiques et des enjeux d&rsquo;inclusion financi\u00e8re et de financement des activit\u00e9s, la r\u00e9vision de la Loi bancaire est apparue n\u00e9cessaire afin de cr\u00e9er les conditions pour relever des d\u00e9fis majeurs. Ces d\u00e9fis majeurs sont au nombre de trois\u00a0: am\u00e9liorer le niveau de financement bancaire de l&rsquo;\u00e9conomie, am\u00e9liorer le taux de bancarisation au sens strict, et puis moderniser le cadre juridique de l&rsquo;activit\u00e9 bancaire. \u00ab\u00a0La nouvelle Loi bancaire, qui sera promulgu\u00e9e, prend en compte les principales r\u00e9formes structurantes conduites par la Banque Centrale au cours des derni\u00e8res ann\u00e9es (r\u00e9vision du plan comptable bancaire, nouveau dispositif prudentiel, finance islamique, supervision sur base consolid\u00e9e, surveillance macro-prudentielle, protection des d\u00e9posants, FinTech, traitement des \u00e9tablissements en difficult\u00e9s, etc.). Elle r\u00e9git d\u00e9sormais cinq (5) cat\u00e9gories de structures contre deux (2) pour l&rsquo;ancienne loi (encore en vigueur)\u00a0\u00bb, a-t-il fait noter.<br \/>\nLe point de rapatriement des recettes d\u2019exportation \u00e0 fin mars 2024<br \/>\nSur ce point, il convient de retenir que le taux de rapatriement des recettes d&rsquo;exportations par les op\u00e9rateurs \u00e9conomiques se chiffre \u00e0 82,6% (norme de 100%). Du coup, un d\u00e9faut de rapatriement est enregistr\u00e9 et chiffr\u00e9 \u00e0 75,6 milliards de FCFA au titre de l&rsquo;ann\u00e9e 2023. \u00ab\u00a0Des travaux de rapprochement entre les d\u00e9clarations des banques et celles des entreprises exportatrices sont en cours aux fins d&rsquo;affiner le bilan actuel\u00a0\u00bb, a indiqu\u00e9 le DG\/Pr\u00e9sident APBEF-BENIN Lazare NOULEKOU. Par rapport aux banques, le constat est mieux. Elles sont toutes en r\u00e8gle vis-\u00e0-vis de la cession des devises \u00e0 la BCEAO.\u00a0 \u00ab\u00a0Elles ont c\u00e9d\u00e9 82,6% des 357,8 milliards de FCFA encaiss\u00e9s, en respect de la norme d&rsquo;au moins 80%\u00a0\u00bb, a-t-il. La BCEAO tient rigueur au rapatriement des recettes d\u2019exportation. C\u2019est pourquoi les Directeurs G\u00e9n\u00e9raux de banque ont \u00e9t\u00e9 \u00e0 nouveau sensibilis\u00e9s pour inviter les entreprises exportatrices \u00e0 se plier aux exigences. Ce qui \u00e9vitera \u00e0 ces derni\u00e8res des sanctions. L\u2019autre point non moins important abord\u00e9 \u00e0 l\u2019occasion de cette r\u00e9union, est relatif aux motivations \u00e0 la base des derni\u00e8res d\u00e9cisions du Comit\u00e9 de Politique Mon\u00e9taire (CPM) de la BCEAO, prises \u00e0 l&rsquo;issue de sa session ordinaire du 4 juin 2024. Les participants ont \u00e9t\u00e9 inform\u00e9s de ce que le CPM a maintenu inchang\u00e9s, \u00e0 3,50%, le principal taux directeur auquel la Banque Centrale pr\u00eate ses ressources aux banques, et \u00e0 5,50% le taux d\u2019int\u00e9r\u00eat sur le guichet de pr\u00eat marginal, niveaux en vigueur depuis le 16 d\u00e9cembre 2023.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au cours de la 2\u00e8 r\u00e9union trimestrielle de concertation entre le Directeur National de la<\/p>\n","protected":false},"author":2,"featured_media":7305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[7817,7818],"class_list":["post-9731","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-banques-au-benin-reunion-de-concertation-entre-la-bceao-et-lapbef","tag-rapatriement-des-recettes-dexportation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - 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